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HOW TO AVOID FINANCIAL EMBARRASSMENT


Financial Embarrassment


It is desirous of every successful individual to be financial stable. With the instability of today's economy, if one does not spend wisely they are up for financial embarrassment. In a nutshell financial embarrassment is being incompetent to spend wisely, which result in a person being unable to finance his/her wants and needs.

It's not easy for people not to worry when they have insufficient food in their cabinets and family members to provide for. It is even more devastating when the bank doesn't approve a loan because of unemployment.
It doesn't matter your religious, relationship or educational background. If you do not spend wisely, financial embarrassment awaits you.

Financial embarrassment is one of the main factors that affects our society today. The following is as a result of financial embarrassment:

1. Sadness
2. Anger
3. Stress
4. Loneliness
5. Disbelief
6. Social withdrawal
7. Bitterness
8. Uncertainty
9. Fear of negative criticism
10. Committing suicide

Here are some excellent ways to avoid financial embarrassment.

1. Create a budget which can sustain your needs and wants- This will help you to save and spend wisely.
2. Stick to your budget- avoid buying something that you would consider irrelevant.
3. Live within your means- avoid spending on luxurious things such as expensive clothes, shoes, and cosmetics.
4. Find smart ways to spending your money- instead of going to fancy restaurants frequently, you could have picnics; also instead of purchasing books you may consider borrowing from the library.
5. Ask God to grant you the wisdom to spend wisely- In every financial decision that one makes they should seek God's guidance.
6. Have health plan- sickness is inevitable, so it has to be planned for. One way is to have health insurance.

Avoid financial embarrassment; be strong and courageous, work hard to promote the discipline to change your lifestyle and developed a positive attitude. remember that you are not perfect. It's ok to make mistakes but how you overcome misfortune and challenges that's what matter.

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